Welcome to Nano Wallet. These Terms of Service ("Terms") govern your access to and use of the services provided by Prospect Technologies, Inc. ("Nano Wallet", "we", "us", or "our"), including our website, mobile applications, and all related services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.
You must be at least 18 years old and capable of forming a binding contract to use our Services. By using Nano Wallet, you represent and warrant that you meet these eligibility requirements. Our Services are not available to residents of jurisdictions where the use of digital asset services is prohibited or restricted by law.
To access certain features of our Services, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
Nano Wallet provides a digital financial platform that enables users to hold U.S. dollar deposits in FBO (For Benefit Of) accounts, convert between USD and USDC (a regulated stablecoin), send and receive payments, and access related financial services. All deposits are held at FBO-protected partner banks. USDC conversions are facilitated through licensed money transmission partners.
Nano Wallet may charge fees for certain Services, including but not limited to transaction fees, conversion fees, and subscription fees. All applicable fees will be disclosed to you before you complete a transaction. We reserve the right to modify our fee structure with 30 days' prior notice. Continued use of the Services after fee changes constitutes acceptance of the new fees.
You agree not to use our Services for any unlawful purpose, including but not limited to: money laundering, terrorist financing, fraud, or any activity that violates applicable sanctions laws. You shall not attempt to circumvent any security measures, reverse engineer our software, or use automated systems to access our Services without authorization. Violation of these prohibitions may result in immediate account termination and referral to law enforcement.
All content, trademarks, logos, and intellectual property displayed on or through our Services are owned by or licensed to Nano Wallet. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal or internal business purposes. You may not copy, modify, distribute, or create derivative works based on our intellectual property without prior written consent.
Your use of our Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy. We comply with applicable data protection laws, including but not limited to the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR).
To the maximum extent permitted by law, Nano Wallet shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Services. Our total liability for any claim arising from or related to these Terms shall not exceed the amount of fees paid by you to Nano Wallet in the twelve (12) months preceding the claim. This limitation applies regardless of the theory of liability.
Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in San Francisco, California. Each party shall bear its own costs and attorney fees. The arbitrator's decision shall be final and binding.
We reserve the right to modify these Terms at any time. Material changes will be communicated to you via email or through a prominent notice on our platform at least 30 days before they take effect. Your continued use of the Services after the effective date of any modifications constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must discontinue use of the Services.
We may suspend or terminate your access to the Services at any time, with or without cause, upon notice to you. You may close your account at any time by contacting our support team. Upon termination, your right to use the Services will immediately cease. Any provisions of these Terms that by their nature should survive termination shall continue in full force and effect.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the federal or state courts located in San Francisco, California.
If you have any questions about these Terms of Service, please contact us at: