Simple, Transparent Pricing

Whether you're an individual or a business, we have the right plan for you. Upgrade or downgrade anytime.

Basic

Free

Get started with digital dollars — zero cost, zero commitment.

Get Started Free
FBO Bank Account (1 account)
USDC Wallet
Instant USD ↔ USDC Conversion
Virtual Debit Card
ACH Transfers (5/month)
Basic Transaction History
Physical Debit Card
Wire Transfers
Yield Products
Most Popular

Plus

$9/month

Unlock full banking features for everyday personal finance.

Start 14-Day Free Trial
Everything in Basic
Physical Gold Debit Card
Unlimited ACH Transfers
Domestic Wire Transfers
Check Deposit & Issuance
Stablecoin Yield (up to 4.3% APY)
Advanced Transaction Analytics
International Wire Transfers
Priority Support

Premium

$29/month

The complete personal finance suite with premium perks.

Start Free Trial
Everything in Plus
International Wire Transfers
Enhanced Yield Programs (up to 5.2% APY)
Higher Transfer Limits ($100K/day)
Priority 24/7 Support
Multi-Currency Wallet
Insurance Coverage up to $500K
Exclusive Cashback Rewards
Early Access to New Features

Why Choose Personal?

Designed for individuals who want modern banking with stablecoin capabilities.

Instant Conversions

Convert between USD and USDC in real-time with zero fees on Basic plan.

FDIC Insured

Your USD deposits are protected up to $250K through our partner banks.

No Minimums

Start with $0 balance. No minimum deposit or monthly balance requirements.

Frequently Asked Questions

Yes. You can upgrade from a Personal plan to a Business plan at any time. Your account data and transaction history will be preserved during the transition.

All paid plans include a 14-day free trial. No credit card required to start. You can cancel anytime during the trial period.

We accept all major credit/debit cards, ACH bank transfers, and USDC payments directly from your Nano Wallet balance.

No hidden fees. The monthly subscription covers all listed features. Wire transfer fees and conversion fees (if any) are clearly disclosed before each transaction.

Not sure which plan is right for you?

Talk to our team and we'll help you find the perfect fit for your needs.