Plan Comparison

Compare every detail.

See exactly what's included in each plan. No fine print, no hidden fees. Choose the plan that fits your needs.

24 features compared across 3 plans

Basic

Free

Core features explained

Understand exactly what each feature means and how it works for your account.

USDC is a regulated stablecoin backed 1:1 by dollar reserves and short-term U.S. Treasuries
Convert between USD and USDC instantly with competitive rates — Plus and Premium plans enjoy zero fees
Hold USDC alongside USD in a single dashboard with real-time balance tracking
Send USDC to any Ethereum or Solana address, or convert back to USD for wire and ACH transfers

Domestic wires settle same-day via the Federal Reserve's Fedwire system — funds arrive within hours
International wires support 40+ countries through the SWIFT network with 1–3 business day settlement
Wire fees vary by plan: $25 (Startup), $15 (Plus/Growth), $10 (Premium), or custom pricing for Enterprise
Business accounts can request higher wire limits — most are approved within 24 hours

ACH (Automated Clearing House) is the most common electronic payment method in the U.S., processing over $70 trillion annually
Standard ACH settles in 1–3 business days; Plus plans get next-day, Premium gets same-day processing
Supports both ACH credits (push) and ACH debits (pull) for maximum flexibility
Business plans include batch ACH processing for payroll, vendor payments, and recurring billing

Your funds are held in segregated FBO (For Benefit Of) accounts at regulated banking partners
Deposits are eligible for protection under applicable deposit insurance schemes up to stated limits
Funds are always segregated from Nano Wallet's operating capital — they belong to you

USDC is a regulated stablecoin issued by Circle, backed 1:1 by dollar reserves and short-term U.S. Treasuries
Convert between USD and USDC instantly — Plus and Premium plans enjoy zero conversion fees
USDC holdings are not fund-protected but are backed by audited reserves you can verify on-chain

256-bit AES encryption for data at rest and TLS 1.3 for data in transit — the same standards used by major banks
independently audited, regulatory compliant, and fully compliant with applicable regulations
Multi-factor authentication, biometric login, and real-time fraud monitoring protect every transaction

Full REST API with OAuth 2.0 authentication — create accounts, initiate transfers, and query balances programmatically
Real-time webhooks for transaction status updates, balance changes, and compliance events
Sandbox environment for testing with simulated transactions before going live

Perfect for getting started with digital dollars. Basic banking and fund protection — all free.

Ideal for everyday personal finance. Unlock unlimited ACH, wire transfers, multi-currency accounts, and instant conversions.

The complete suite for power users. International wires, same-day ACH, and 24/7 priority support.

Our team can walk you through the options and help you find the right fit — no pressure, no commitment.